Found a home but not quite ready to buy, don't wait too long - low inventory means strike while it's hot on your list.

Even though the new year began with list prices 11.1 percent higher than they were a year ago and at least 4.9 million homeowners have been freed from negative equity since 2012, inventories of listings are only 2.7 percent higher on December 30 than they were a year ago.

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